USDA Loans: An Affordable Option for Our Local Mountain Communities

                 Rural homebuyers, which includes buyers in our local mountain communities, can qualify for a home using an affordable USDA loan. This program is designed to help low-to-moderate income individuals purchase a new home by providing special benefits which help make the interest rates and loan terms much more affordable. Applicates must purchase a home within eligible areas and household income must not exceed a specific level, depending on the location of the home.

Loan Program Benefits

  • Up to 100% loan-to-value financing*
  • No down payment required
  • Fixed USDA housing interest rates
  • Not just available to first-time homebuyers

Additional Information

  • Includes various property types including existing homes, modular homes, new construction, PUDs, eligible condominiums and new manufactured homes
  • Accepts nontraditional credit
  • Allows for gift, grant funds, mortgage credit, and seller concessions.

Interested in speaking to someone about your potential eligibility? Contact us for more information.